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Financial tools hub
Free tools. No sign-up, no obligation.
Three calculators we actually use in client meetings. Run them yourself, keep the results, and bring your questions if any come up.
Our free tools
Budget & Cash-Flow Planner
Enter what comes in and what goes out, and see your monthly surplus, your savings rate, and exactly where the money is going. Every retirement plan starts from this number.
Open the planner About 3 minutesRisk Tolerance Assessment
Eight questions on how you would actually behave in a falling market. You will get a risk profile and a sample allocation to match — no email required to see it.
Take the assessment About 15 minutesFact & Feeling Finder
Our guided planning intake. It captures the facts of your finances and how you feel about risk — with live net-worth and risk scoring — so your first meeting starts far ahead. Save as you go.
Start the finder InstantStock Quote Lookup
Look up a ticker symbol and see the latest price, the day’s move, and the trading range. Useful for a quick check — not a reason to trade.
Look up a symbol ExternalInsurance Quote
Compare life, disability, and long-term care coverage through our insurance partner. Opens in a new window and returns you here when you are done.
Get a quote ClientsSecure Document Upload
Send statements, tax returns, and applications through an encrypted channel instead of email. For existing clients and anyone preparing for a first visit.
Upload securely ReadingBlog & Insights
Plain-language articles on retirement, taxes, markets, and veterans’ finances. Written to be understood, not to impress.
Read the blogWhich of our free tools should you use?
Each of our free tools answers a different question, and none of them requires a sign-up. Pick the one that matches what is on your mind right now:
- “Where does my money go?” The budget planner totals your monthly income and spending and shows your cash flow.
- “How much risk am I comfortable with?” The risk tolerance assessment asks eight questions and suggests a risk profile.
- “Where do I start with a plan?” The Fact & Feeling Finder gathers the facts and feelings behind a full plan.
- “What is this holding doing today?” The stock quote lookup shows a quick price snapshot.
- “Do I have the right coverage?” The insurance quote page explains the main types of coverage.
How our tools protect your privacy
The budget planner and risk assessment run in your browser; your answers are not sent to us unless you choose to share a result. The Fact & Feeling Finder saves your progress on your device and sends your answers only when you submit or ask for a save link. Documents always go through our secure document upload, never email.
From tools to a plan
Tools tell you where you stand; a plan tells you what to do about it. When you are ready, schedule a complimentary visit and bring your results with you. For more independent education, the SEC’s Investor.gov is a reliable, free resource.
Are the tools financial advice?
No. They are educational estimators with simplified assumptions. They are a good starting point for a conversation, not a substitute for advice based on your full situation.
Turning numbers into a plan
A tool tells you where you are. A plan tells you where to go.
These calculators are genuinely useful — and genuinely limited. They do not know your Social Security claiming options, your pension election, your Medicare timing, or what happens to your household if one income stops.
If a result surprised you, that is worth 30 minutes of conversation. Bring the numbers with you.
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